Automobiles It is an unavoidable fact that car accidents do happen. Even if they don’t result in loss of life or injury, there are still other consequences. There’s still the matter of getting car fixed, for example, and the time you have to spend getting it fixed, all of which can affect your in.e. Because it always pays to be prepared, let me give you some things you should know if you get into an auto accident. After a car accident, the key issue is always .pensation. It can be .pensation for loss of life, for injury, or for any number of things you have to pay for after the incident. Fortunately, most of the time insurance covers most of these, but, to make an insurance claim, all insurance .panies have to establish fault. Then it is a question of who is more responsible for the accident. This directly affects how much the insurance will cover. It is assigned by a claims adjuster from the insurance .pany, who analyzes the situation, and based on this analysis, will assign a percent value -the ".parative fault"– to each party according to how much of the accident they are responsible for. Certain states have regulated insurance by "pure .parative fault." With this system, your degree of responsibility is subtracted from your claim: being thirty percent responsible, for example, deducts thirty percent from your insurance claim. Here in San Antonio, we have "proportional .parative fault-" meaning, you get your full claim from insurance provided you aren’t responsible for a certain percent of the accident. The state of Texas sets the bar at 51 percent- you get the full amount from your insurance .pany, provided you were found to be 51 percent or less responsible. If not, your insurance .pany will not consider you entitled to .pensation. So to make sure you get as much as possible from your insurance claim, you should think about hiring San Antonio auto accident lawyers. A skilled auto accident attorney can help you in assessing the situation, and can speak on your behalf to the insurance claims adjuster. San Antonio auto accident lawyers have knowledge of the local laws and insurance policies, and can not only assist in negotiations with a claims adjuster, but also give you advice in court if it .es to that. An auto accident attorney can help in a number of other ways. They can gather the evidence needed to plead your case (before a court or insurance .pany), like police and medical reports. An auto accident attorney in San Antonio can find and talk to potential witnesses, who can give statements to help you build your case. San Antonio auto accident lawyers can help you understand your legal situation, inform you of your rights, draft letters, and be your advocate if there are any disputes. Do you need a lawyer after every auto accident? A lawyer is really required only in certain situations. If, for example, there has been a death or injury, then having an attorney will be important. If there;’s some kind of problem involving a dispute, of if you feel you are being treated unfairly by your insurance .pany, you’ll probably need professional advice. Having San Antonio auto accident lawyers with you is to your advantage, and they can certainly ease the burden while you go through a difficult period after an accident. About the Author: 相关的主题文章: