Many pilot venture capital direct investment model is only to protect the rural people the amount of 5 billion yuan Sina fund exposure table: the letter Phi lag of false propaganda, long-term performance is lower than similar products, to buy the fund by the pit how to do? Click [I want to complain], Sina help you expose them! Many pilot venture capital direct investment mode insurance is currently only received 5 billion yuan amount of venture capital direct investment mode only supports Small and micro businesses in the field of agriculture and pilot – reporter Leng Cuihua   this year, Sichuan, Jiangxi, Chongqing and other provinces (municipalities and autonomous regions) to carry out the insurance funds to invest directly in rural areas for pilot and farmers can apply for loans directly to the insurance agency. The industry believes that, in terms of insurance firms, it is a kind of innovation, may therefore get great development opportunities, but also bear the risk and therefore more, only the people’s insurance group received direct qualification, the next step, whether the other insurance companies involved in this market remains to be seen. A few days before the conversion of venture capital in the role of the first "PICC in Chongqing launched the venture capital direct investment in agriculture financing project successfully signed, Chongqing Rong and animal husbandry science and technology limited company to become the first beneficiaries, get a loan of 3 million yuan. The reporter learned that, in addition to direct insurance capital to rural areas for the first time to break the ice, this year in Chongqing, Jiangxi, Sichuan, Zhejiang and other places to carry out a pilot. The industry believes that the current venture capital direct investment mode is still in the early stage of the pilot, the coexistence of opportunities and risks in terms of insurance firms, but it is worth a try. What is the venture capital direct investment mode? The most common model is the use of insurance institutions to raise their own funds, direct funding for the demand side of the loan. At the same time, in the pilot in Jiangxi, PICC group took the form of asset securitization support small agriculture. According to media reports, the people’s Insurance Group to raise 500 million yuan of funds for the purchase of insurance in Jiangxi Gannan financial assets trading center is publicly listed on the transfer of assets of financial leasing companies, small loan companies, insurance funds targeted delivery to the "three rural" and Small and micro businesses, create a new model of venture capital support. So, what is the essential difference between venture capital and venture capital direct traditional agriculture way? According to public information, PICC in Chongqing launched the venture capital direct investment mode than bank loans more flexible, more simple process. Agricultural enterprises or farmers only need to provide any insurance company’s policy of agricultural insurance or income agricultural insurance policy pledge, you can get the production of funds, do not need to mortgage procedures. PICC relevant responsible person said, the insurance funds direct insurance institutions from simply providing a new leap forward security to carry out agricultural comprehensive financial services. Insurance from the financing of the third party to provide direct funding for the institution of farmers, farmers directly to the insurance company to submit financing applications, eliminating the third party intermediary. At the same time, insurance companies can be based on the flexibility of farmers to determine the amount of the amount, interest rates, financing and agricultural production and sales cycle matching. In the traditional mode of financing for agriculture insurance firms, insurance companies play the role of third party financing, namely agricultural businesses or households to borrow money from banks or credit companies, insurance companies through the credit guarantee insurance and accident insurance for the borrower, the borrower, credit theory相关的主题文章: